What does Other Structures in a dwelling insurance policy cover?
In a dwelling insurance policy, "Other Structures" coverage typically refers to protection for buildings or structures on your property that are not attached to your main dwelling.
This can include:
Garages: Detached garages used for parking or storage.
Sheds: Storage sheds or workshops.
Fences: Fences surrounding your property.
Pools: In-ground or above-ground swimming pools.
Decks and Patios: Structures that are separate from the main house.
Guest Houses: Any additional living spaces that are not connected to the primary residence.
This coverage generally protects against damages from perils listed in your policy, such as fire, vandalism, or theft. It’s important to check your specific policy for terms, limits, and any exclusions that may apply.
Schedule a Free Review
Please complete the form to help us start finding solutions for you!
Contact
