Commercial General Liability (CGL) insurance is a type of business insurance that provides coverage for third-party bodily injury, property damage, and personal injury claims. Here are some reasons why you may consider buying commercial general liability insurance:

1. Protect your business: CGL insurance can help protect your business from financial losses due to lawsuits and claims. If a third-party is injured on your business premises or if you or your employees cause damage to someone else's property, CGL insurance can cover the costs of legal defense and damages awarded.

2. Meet contractual obligations: Many businesses are required to have CGL insurance in order to fulfill contractual obligations. For example, some clients may require proof of insurance before agreeing to work with your business.

3. Demonstrate credibility: Having CGL insurance can demonstrate to potential clients that your business is responsible and takes its financial obligations seriously.

4. Peace of mind: Knowing that your business is protected in the event of a lawsuit or claim can provide peace of mind. You can focus on running your business, knowing that you have financial protection in place.

It's important to note that CGL insurance may not cover all types of claims, and there may be exclusions and limitations. It's important to carefully review your policy and understand what is and is not covered. Additionally, businesses with unique risks and exposures may need additional types of insurance to fully protect their assets and operations.