Renters insurance is a type of insurance policy that provides coverage for your personal belongings and liability protection while you are renting a property. Here are some reasons why you may want to consider buying renters insurance:

1. Protection for your personal belongings: Your landlord's insurance policy typically only covers the building and not your personal belongings. Renters insurance can help protect your belongings from damage or loss due to events like theft, fire, or water damage.

2. Liability protection: If someone is injured while they are on your rented property, you could be held liable. Renters insurance can provide liability protection to help cover the costs of legal fees, medical bills, and other expenses associated with a liability claim.

3. Affordable coverage: Renters insurance is typically affordable and can provide you with peace of mind knowing that your belongings are protected.

4. Required by your landlord: Some landlords may require their tenants to have renters insurance as a condition of the lease agreement.

Overall, renters insurance can be a worthwhile investment to protect your personal belongings and provide liability protection. It's important to review the policy details carefully to make sure you understand what is and isn't covered.